Are you looking for hdfc health insurance but don’t know about its plans. Well we are here i have explained all the hdfc health insurance plans in detal read the full blog to know.
Health is wealth, and as a responsible family member, it is important to ensure that your loved ones are protected from unexpected medical expenses. HDFC ERGO Health Insurance offers a range of comprehensive health insurance plans for families, designed to provide financial protection during medical emergencies. In this blog, we will explore the different HDFC ERGO health insurance plans for families and their features.
Health Suraksha
HDFC ERGO Health Suraksha is a comprehensive health insurance plan that offers coverage for hospitalization expenses, pre and post-hospitalization expenses, and alternative treatments. It also covers daycare procedures, organ donor expenses, and AYUSH (Ayurveda, Yoga, Unani, Siddha, and Homeopathy) treatments. You can choose the sum assured, which ranges from Rs. 3 lakhs to Rs. 75 lakhs, and the policy period, which can be 1 year or 2 years. You can also add family members to the plan, including spouse, children, parents, and parents-in-law.
Health Suraksha Gold
HDFC ERGO Health Suraksha Gold is a variant of the Health Suraksha plan that offers higher coverage and additional benefits. It covers hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, organ donor expenses, AYUSH treatments, and maternity expenses. It also provides coverage for newborn babies from day 1 up to 90 days. The sum assured ranges from Rs. 5 lakhs to Rs. 1 crore, and the policy period can be 1 year or 2 years. You can add your family members, including spouse, children, parents, and parents-in-law, to the plan.
Health Suraksha Regain
HDFC ERGO Health Suraksha Regain is a plan that offers a unique Regain Benefit that reinstates the sum assured in case it is exhausted during the policy year. This means that if you or any of your family members exhausts the sum assured during the policy period, it will be reinstated, providing additional coverage for the remaining period. The plan covers hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, organ donor expenses, and AYUSH treatments. The sum assured ranges from Rs. 3 lakhs to Rs. 75 lakhs, and the policy period can be 1 year or 2 years. You can add your family members, including spouse, children, parents, and parents-in-law, to the plan.
My:Health Suraksha
HDFC ERGO My:Health Suraksha is a comprehensive health insurance plan that offers coverage for hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, organ donor expenses, AYUSH treatments, and maternity expenses. It also provides coverage for newborn babies from day 1 up to 90 days. The plan offers a range of benefits, including unlimited reload of the sum assured, which means that if you or any of your family members exhausts the sum assured during the policy period, it will be reloaded, providing additional coverage. The plan also offers a loyalty discount of up to 10% on the premium for every claim-free year. The sum assured ranges from Rs. 3 lakhs to Rs. 75 lakhs, and the policy period can be 1 year or 2 years. You can add your family members, including spouse, children, parents, and parents-in-law, to the plan.
Conclusion
HDFC ERGO Health Insurance Plans for Family provide comprehensive coverage for you and your loved ones. With multiple plans to choose from, you can select the one that best fits your family’s needs.