Family floater health insurance plans are an increasingly popular choice for families in India. These plans offer coverage for multiple family members under a single policy, making it more convenient and cost-effective than purchasing individual health insurance policies. Family floater health insurance plans provide coverage for hospitalization expenses, pre and post-hospitalization expenses, and daycare procedures, among other benefits. However, with so many family floater health insurance plans available in India, it can be challenging to determine which one is the best fit for your family’s needs. In this article, we have compiled a list of the top 5 best family floater health insurance plans in India to help you make an informed decision.
1. HDFC ERGO Health Insurance – Optima Restore Family Floater
The Optima Restore Family Floater plan from HDFC ERGO Health Insurance is one of the most comprehensive family health insurance plans available in India. It offers coverage for hospitalization expenses, pre and post-hospitalization expenses, daycare procedures, and critical illnesses. The plan also includes features such as a reload of the sum insured, no-claim bonus, and lifelong renewal options.
2. ICICI Lombard General Insurance – Complete Health Insurance – iHealth Plus Plan
The iHealth Plus Plan from ICICI Lombard General Insurance is an excellent family health insurance plan that provides coverage for hospitalization expenses, pre and post-hospitalization expenses, and daycare procedures. The plan also covers critical illnesses and offers features such as lifelong renewal, no-claim bonus, and a wellness program.
3. Max Bupa Health Insurance – Health Companion Family Floater
The Health Companion Family Floater plan from Max Bupa Health Insurance is a comprehensive family health insurance plan that offers coverage for hospitalization expenses, pre and post-hospitalization expenses, and daycare procedures. The plan also covers critical illnesses and provides features such as lifelong renewal, no-claim bonus, and a health check-up.
4. Religare Health Insurance – Care Family Health Insurance
The Care Family Health Insurance plan from Religare Health Insurance provides comprehensive coverage for hospitalization expenses, pre and post-hospitalization expenses, and daycare procedures. The plan also covers critical illnesses and offers features such as a reload of the sum insured, lifelong renewal, and no-claim bonus.
5. Bajaj Allianz General Insurance – Health Guard Family Floater
The Health Guard Family Floater plan from Bajaj Allianz General Insurance is an excellent family health insurance plan that provides coverage for hospitalization expenses, pre and post-hospitalization expenses, and daycare procedures. The plan also covers critical illnesses and offers features such as lifelong renewal, no-claim bonus, and a health check-up.
Conclusion
Family floater health insurance plans are an excellent option for families looking for comprehensive health insurance coverage for multiple family members under a single policy. The above-mentioned health insurance plans are some of the best family floater health insurance plans available in India. It is crucial to evaluate your healthcare needs and compare the features and benefits of different plans before making a final decision. Remember to read the policy terms and conditions carefully to ensure that the plan meets your requirements.
